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Motorhome Insurance – Main Coverages

  • Liability: Mandatory + voluntary cover up to €50M.

  • Own damage: €900 deductible; includes theft, fire, and windows/skylights.

  • Roadside assistance: From km 0 in Spain, France, Portugal, and Andorra, with free choice of repair shop.

  • Legal defense & claims handling: Free lawyer choice up to €3,000.

  • Driver accident cover: €60,000 for death or permanent disability.

  • Camper extras: Fixed camper equipment up to €15,000; bikes/kayaks €600; sports gear €600; campsite liability €100,000.

  • Weather & animal damage: Hail, snow, flooding, and collisions with animals (no deductible for these events).

  • Passenger belongings: Up to €500 per claim; medical expenses abroad up to €6,000. 

  • For self-drive rental use. Declared value €40,000. This is an informative summary – policy terms prevail.

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